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Claims/Storm Preparation


     Your insurance claim experience is our measure of success. You should expect prompt and fair claims settlements.

     Many of the insurance companies that we represent have 24/7 direct claims reporting available. We reccomend that you use this service to report your claim. The following is a list of direct report phone numbers: 

*CL: Commercial Lines

*PL: Personal Lines

The Hartford

Allstate

CL: 1-866-467-8730

CL/PL: 1-800-366-8996

PL: 1-800-243-5860

Glass:  1-800-626-4527

Flood:  1-800-527-2634

Travelers Progressive

CL/PL: 1-800-252-4633

PL: 1-800-274-4499

Flood:  1-800-354-6663

Metropolitan Harleysville

PL: 1-800-854-6011

CL/PL: 1-800--892-8877

Selective Bankers/Fidelity Flood

CL/PL: 1-866-455-9969

PL: 1-800-765-9700

Flood: 1-877-348-0552

Flood: 1-800-220-1351

Zurich Companion

CL: 1-800-987-3373

PL: 1-800-922-1282

Builders Mutual Florida Select

CL: 1-800-809-4862

PL: 1-888-700-0101

Foremost USFG

PL: 1-800-527-3907

PL: 1-800-631-6478

    

     If you need assistance with an insurance claim, please call our office at (843)521-4000. Staff Kinghorn Insurance Agency of Beaufort LLCmembers that provide after hours claim service are:

Charles Webb III:

Jay Taylor:

Mike Boyne:

Benji Hill:

 

 

 

 

The Eye of the Storm: Preparing for Hurricane Season

     Warm weather is here and the time is right for sun, picnics and ...hurricanes??

     That's right June officially marks the beginning of hurricane season.  One of nature's most devastating hazards, hurricanes have the ability to wreak havoc on communities, homes and businesses.  Actually tropical storms, hurricanes can have winds that blow in excess of several hundred miles per hour, which move in a large spiral around a relatively calm center known as the "eye".  This eye is generally 20-30 miles wide, and serves as the focal point of storms that can extend outward more than 400 miles. This allows expansive areas to be devastated by torrential rains, high winds and storm surges.

     So what can you do to prepare?  Here are some steps you can take to ready your home and business for hurricane season.

     Visit with your insurance agent.  Your agent can provide you with valuable information about hurricanes, and also ensure that you have the coverage necessary to financially protect you from these storms.  Note that most insurance policies do not cover damage from the flooding that accompanies a hurricane.

     Plan an evacuation route.  Contact your local emergency management office or the American Red Cross to learn more about the safest evacuation routes from you local community.  These sources can also provide you with helpful facts regarding nearby sheltors and safe areas.

     Make sure family members know how to respond.  Teach family members how and when to shut off gas, electricity and water.  Teach children how and when to dial 911, and which radio station to tune to for the latest in weather reports and information.

     Develop an emergency communication plan.  In case family members are separated from one another during a disaster, have a plan for getting back together. You may want to agree upon a meeting location a safe distance from the storm area.  Ask a family member to serve as the "family contact."  After a disaster, it's often easier to call long distance, given the possible heavy traffic that takes place on local phone lines.

     Prepare a video inventory.  It's a good idea to take photos and/or videos of your home and business contents - and be sure to store them in a safe place, such as a bank safety deposit box.  In the event of a major catastrophe, these visual records will help you and insurance adjusters assess the extent of the damage to destroyed items, and can also help you identify anything that is missing as a result of the storm damage.

     Finally, remember to practice safety first.  Be especially careful after a storm.  Gas leaks, downed power lines, and sewer and water lines damage can be potentially harmful to you and your family.

     Links for monitoring current storms in our area and other useful sites.

     Beaufort County Emergency Management
     The Weather Channel
     The National Hurricane Center

     Federal Emergency Management Agency

     The Hurricane Alley

     Intellicast Weather

    

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